The Role of the Central Kalimantan Financial Services Authority through the Financial Information Services System (SLIK)
DOI:
https://doi.org/10.67410/riam.v1i1.1Keywords:
Supervisory System, Financial Services Authority, Financial Information Services System (SLIK)Abstract
This study aims to analyze the role of the Financial Services Authority of Central Kalimantan, particularly the Palangka Raya office, in supervising the Financial Information Services System (SLIK) and to identify its advantages and limitations in supporting financial information services. This research employed a descriptive qualitative approach with field research as its main design. Data were collected through observation, interviews, and documentation involving officers related to education and consumer protection at the Financial Services Authority of Palangka Raya. The validity of the data was examined through triangulation, while the data were analyzed qualitatively through reduction, presentation, and conclusion drawing. The findings show that SLIK plays an important role in strengthening credit information transparency, supporting credit risk management, monitoring financial institution compliance, preventing problematic credit practices, and improving consumer protection through easier access to debtor information. However, the implementation of SLIK still faces several constraints, particularly limited public access, uneven digital literacy, and inadequate financial literacy among users. The study implies that continuous evaluation, public education, and service digitalization are necessary to improve the effectiveness of SLIK as a supervisory and consumer protection instrument in the financial sector.
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